Housing Australia | The Independent National Housing Agency

WHAT WE DO

Our purpose is to improve housing outcomes for Australians.

Support to buy a home

The Australian Government 5% Deposit Scheme, administered by Housing Australia, supports eligible home buyers to purchase a home sooner.

The Scheme has already helped over 243,000 Australians realise their dream of home ownership.

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Affordable Housing Bond Aggregator

Low-cost long-term loans to registered community housing providers for social and affordable housing through the Affordable Housing Bond Aggregator (AHBA).

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National Housing Infrastructure Facility

Through the National Housing Infrastructure Facility Critical Infrastructure (NHIF CI) we finance critical infrastructure to unlock and accelerate new housing supply.

Through the NHIF Social and Affordable Housing (NHIF SAH), we provide concessional loans, grants or combination of to directly support new social or affordable housing projects.

The NHIF Crisis and Transitional (NHIF CT) provides concessional loans, grants or combination of to support the delivery of new crisis and transitional housing projects for vulnerable Australians.

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Housing Australia Future Fund Facility and National Housing Accord Facility

Co-investment finance to support the delivery of 40,000 social and affordable homes across Australia, through the Housing Australia Future Fund Facility and National Housing Accord Facility. 

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Mother, father and three children walking on a dirt road in the sunshine

Our impact

Housing Australia's impact - read more about our contribution to improving housing outcomes

$5.3b

Loans approved by Housing Australia Board

22,100+

New & existing homes supported

$890m

Estimated interest savings

$1.05b

Infrastructure funding approved by Housing Australia Board

258,000+

Australians helped to buy their own home

Latest news

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28 Nov 2025

More Australians supported into home ownership with the launch of the Australian Government Help to Buy Scheme

From 5 December, the Australian Government is making home ownership more achievable for more Australians with the launch of the Australian Government Help to Buy Scheme (Help to Buy) - a shared equity initiative designed to reduce upfront costs and open the door to home ownership for thousands of eligible Australians.