Property Price Caps

The Home Guarantee Scheme helps home buyers to buy a home. Maximum price caps apply and vary by location. Price caps are the same for all Guarantees.

Note both the purchase price and the Property Value must not exceed the price cap. For new builds with vacant land and a separate contract to build a home, the combined land purchase price and build cost must be equal to or under the price cap.

Property Value is assessed by the Participating Lender, and it may be different to the purchase price. In those situations, please speak to your Participating Lender about what this means for you.

Use the Postcode Search Tool to check the price cap for the location you want to buy in. The tool is only a guide - confirm the price cap with your Participating Lender for any property you are considering buying. 

Property Price Caps table

You can search the price cap for a specific location by using the Postcode Search Tool.

To use the tool, enter the suburb/postcode of the location you want to buy in, and click "search".

You can search the price cap for a specific location by using the Postcode Search Tool.

To use the tool, enter the suburb/postcode of the location you want to buy in, and click "search".

Important Information
Information on this page is general information about the Home Guarantee Scheme only. While Housing Australia has taken reasonable steps to ensure it is accurate, it does not provide any warranty that it is complete or that home buyers can rely on the information. Housing Australia does not accept any loss from reliance on the information. To apply for the Home Guarantee Scheme, home buyers will need to contact a Participating Lender who can assess their particular circumstances to determine whether they are eligible.