Tools and resources

Compare the Guarantees

Take a look at the Home Guarantee Comparison Table that compares the key features of each Guarantee.

Check eligibility

Which Guarantee could suit you?

To help you work out which Guarantee might suit you, use the Eligibility Tool for a quick check of the main eligibility criteria. The tool is only a guide and your Participating Lender will confirm your eligibility.

Check the property price caps

Maximum price caps apply and vary by location. Price caps are the same for all Guarantees.

Note both the purchase price and the Property Value must not exceed the price cap. For new builds with vacant land and a separate contract to build a home, the combined land purchase price and build cost must be equal to or under the price cap.

Property Value is assessed by the Participating Lender, and it may be different to the purchase price. In those situations, please speak to your Participating Lender about what this means for you.

Use the Postcode Search Tool on this website to check the price cap for the location you want to buy in. The tool is only a guide - confirm the price cap with your Participating Lender for any property you are considering buying. 

Ready to apply?

Apply through a Home Guarantee Scheme Participating Lender. Check out who is on the list here. 

Important Information
Information on this page is general information about the Home Guarantee Scheme only. While Housing Australia has taken reasonable steps to ensure it is accurate, it does not provide any warranty that it is complete or that home buyers can rely on the information. Housing Australia does not accept any loss from reliance on the information. To apply for the Home Guarantee Scheme, home buyers will need to contact a Participating Lender who can assess their particular circumstances to determine whether they are eligible.