HGS Trends and Insights 2022-23
09 Oct 2023
HGS Trends and Insights Report 2022–23

The National Housing Finance and Investment Corporation (NHFIC) today released its fourth annual Home Guarantee Scheme (HGS) Trends & Insights Report, covering data on the First Home Guarantee (FHBG), Family Home Guarantee (FHG) and Regional First Home Buyer Guarantee (RFHBG) for 2022-23.

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First home buyers
12 Aug 2022
First Home Buyer behaviour analysis

This analysis is a collaboration between NHFIC and its major bank panel lenders CBA and NAB and provides data insights on the operation of the Government’s Home Guarantee Scheme (HGS) since its inception in January 2020 to 31 May 2022, benchmarked against broader first home buyer data for the equivalent period.

Housing Australia
State of the Nation’s Housing
25 Feb 2022
State of the Nation's Housing 2021-22

Published February 2022

Image of graph overlaid against a small house
Housing affordability
11 Dec 2021
Major city and regional area housing affordability


First home buyers
08 Oct 2021
FHLDS Trends & Insights Report 2020-21

Record low interest rates and government assistance have helped support buyer confidence and the housing market more generally throughout the COVID-19 pandemic.

Housing supply
31 Aug 2021
Developer contributions - How should we pay for new local infrastructure?

Good quality local infrastructure contributes to people’s wellbeing, increases the liveability of our local neighbourhoods and cities, and helps facilitate the necessary flow of new housing supply for a growing population. Poorly planned cities and inadequate local infrastructure can impede new housing supply and exacerbate affordability problems. Sub-standard local infrastructure can also sow the seeds of community discontent over more development, because people fear new housing will mean increased traffic congestion and eroding amenity in their local neighbourhoods.

Open book with text that reads Stamp Duty Land Tax
Housing supply
20 Jul 2021
Stamp Duty Reform: Benefits and Challenges

Property tax reform is gathering momentum. The NSW government recently published a progress paper providing more detail about its reform intentions including the results of its public consultation process. The next step for NSW is to assess feedback on the progress paper and provide an update later in the year. It now joins the ACT as the only two jurisdictions in Australia intent on replacing transfer (stamp) duty with land tax.

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Social and affordable housing
20 May 2021
Delivering more affordable housing: an innovative solution

This paper provides an update on some aspects of community housing financing in Australia and complementary measures needed to close the funding gap that exists for community housing. This gap is the difference between the costs of delivering and operating new community housing developments (including construction and ongoing management costs) and the rental returns.

Housing affordability
01 Apr 2021
Housing inSITES: Capital city housing affordability for renters and potential first home buyers

Housing affordability refers to the ability of a household to meet its housing costs, such as servicing a mortgage or renting, without compromising other needs.

Housing Australia
State of the Nation’s Housing
15 Dec 2020
State of the Nation's Housing 2020

2020 Report