Direct Housing Investment

Investing directly in social and affordable housing

Housing Australia facilitates structured finance solutions - including senior debt, subordinated debt, equity co-investment, or other tailored arrangements - that allow institutional capital to flow into eligible projects alongside community housing providers, faith-based organisations, governments, and developers.

These opportunities enable institutional investors to achieve competitive risk-adjusted returns while delivering measurable social impact.

 

Who can invest

You must be an institutional investor as defined by the National Housing Supply and Affordability Council -“Institutional investors are, broadly, entities through which investors collectively invest. They have large quantities of capital to deploy, invest for the long term, and spread their funds across a diverse range of investments1.”

This includes superannuation funds, insurance companies, asset managers, banks, and other wholesale investors.

 

How to invest?

In addition to investing via Housing Australia bonds, eligible institutional investors can also invest in social and affordable housing projects by partnering with an eligible funding recipient through the HAFF – Social and Affordable Funding Rounds.
 
The Funding Rounds deliver a combination of loans and grants through open rounds. Funding Rounds to date have committed funding for 279 projects delivering 18,650 homes, including 9,284 social and 9,366 affordable homes.
 
HAFF Round 3 is the current active Funding Round. Launched on 30 January 2026, applications can be submitted at any time while funding remains available.
 

1 National Housing Supply and Affordability Council, Barriers to Institutional Investment, Finance and Innovation in Housing, 2023, p.2 

Speak to an Investment Manager about direct investment

Complete this contact form and a member of the Housing Australia Investment team will be in touch to discuss potential investment opportunities.

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