Supporting regional home ownership: Heather’s story

Heather*, a case manager in a family and domestic violence support service in regional South Australia, faced significant barriers to home ownership despite stable employment. The financial challenge of saving for a deposit while living paycheque to paycheque made entering the housing market seem out of reach.

With increased earnings and the support of the Regional First Home Buyer Guarantee under the Home Guarantee Scheme, Heather was able to purchase her long-time rental property- formerly her grandparents' home and her father's childhood residence. Working with Credit Union SA, she secured the property several years earlier than expected, avoiding further cost escalation in a rising market.

Home ownership has provided Heather with financial stability, a lasting connection to her community and a secure base, from which she continues to support others through her work.

"To buy my own home means the world to me," Heather said. "I have a place now that is mine and I don't have to worry about inspections or rental uncertainty. I've created a home for myself and my dog."

_{*Name changed to protect privacy.}